> ## Documentation Index
> Fetch the complete documentation index at: https://docs.nmbr.co/llms.txt
> Use this file to discover all available pages before exploring further.

# Configuring Features

> Turn features on or off for your whole account from the Nmbr Portal.

Feature settings apply at the system level, to every company under your account. Each one can change how the Nmbr API, the Portal, and the Component behave.

To change them, log into the Nmbr Portal and open 'Features' under 'Configure' in the sidebar.

## Available Settings

| Setting                  | Default | Description                                                                                                                                                                                       |
| ------------------------ | ------- | ------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------- |
| Is Component PAD Enabled | On      | Shows the pre-authorized debit (PAD) agreement in the "Bank Account" tab of the Component's Business Settings. When creating a bank account, the user must review and agree to the PAD agreement. |